Saturday, February 4, 2012

Living in or Making Money on Atlanta Foreclosure Homes ? Real ...

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Atlanta foreclosure homes have drawn a good number of home buyers interested in striking a good deal for either a home of their own or a business investment. The highly affordable asking price is but one of the many perks of investing in distressed properties in this major city in the state of Georgia. Some of the more notable benefits include easy payment terms coupled with a large range of financing options offered either through the government or through private banks and lending institutions.A foreclosed home is a property that has been repossessed by a lending institution, usually a bank after owners have defaulted on their mortgage payments. When the process of foreclosure has been made final, the lender has the freedom of selling the home through various channels. This is the same process that applies to Atlanta foreclosure homes.Foreclosures BasicsFor individuals that are encountering the concept of foreclosure for the first time and would like to venture into it, education is key to ensuring success. The process of acquiring this type of property differs from every other kind of real estate venture. It is best to read up on the topic over the Internet first before venturing into this field.All home buyers begin with a budget or a ball park figure of how much money they can afford to pay for the down payment for a home and its monthly amortization. Once there is clarity in this aspect the search for a home can begin. There are a number of key considerations here apart from the capacity to pay. Location is one such consideration, so is the type of home that your budget may be able to afford. One great thing about Atlanta foreclosure homes is its abundance. There are homes of every type standing in all kinds of neighborhoods.Your search can be enhanced by various tools and services in the market. There are several good web sites that offer a one- stop-shop type of service where users are provided assistance in seeking out a property as well as completing the purchase. Most real estate brokers and agents also maintain their own roster of businesses selling foreclosed properties. Brokers and agents can walk you through the entire buying process and protect your interests so that you can get the best price for a home you wish to buy.These are just some of the things buyers should consider when purchasing foreclosed homes, in this kind of investment, knowledge is indeed power.

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Source: http://rawbusinesslaw.com/2012/02/03/living-in-or-making-money-on-atlanta-foreclosure-homes-real-estate/

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Current study resumes: running helps against headaches and ...

[unable to retrieve full-text content]Article Tags : against headaches, against migraines, migraines attacks, positiv effect, running training, migraines symptoms, stress hormone, fitness level, health monitoring. More Author Articles; Related Articles; Related ...

Source: http://www.workoninternet.com/business/reviews/shopping-gifts/189571-fitness-level.html

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Friday, February 3, 2012

Unpaid intern sues Harper's Bazaar for minimum wage (Reuters)

NEW YORK (Reuters) ? A former intern at Harper's Bazaar is suing the magazine's publisher, Hearst Corporation, saying that her internship violates labor laws because it was unpaid, according to a lawsuit filed in federal court in New York.

Xuedan Wang, 28, was an intern at the magazine's accessories department from August to December last year, where she typically worked at least 40 hours a week, and sometimes as much as 55 hours, without pay, according to her lawsuit filed on Wednesday.

"Unpaid interns are becoming the modern-day equivalent of entry-level employees, except that employers are not paying them for the many hours they work," the lawsuit says.

"Employers' failure to compensate interns for their work, and the prevalence of the practice nationwide, curtails opportunities for employment, fosters class divisions between those who can afford to work for no wage and those who cannot, and indirectly contributes to rising unemployment."

The lawsuit contends that Wang, who also uses the first name Diana, and hundreds of other unpaid interns like her are a "crucial labor force" at Hearst.

"If the interns weren't doing the work then they would have to hire someone else to do it," Elizabeth Wagoner, one of Wang's lawyers, said in an interview -- a sign, she said, that labor laws are being broken.

Wang and her lawyers hope to ask other people who have worked as unpaid interns for Hearst to join the class-action lawsuit. Wang is seeking minimum-wage pay and overtime pay in damages.

Wang, who now lives in Brooklyn in New York City, completed a degree in strategic communications at Ohio State University and took the internship because she wants to work in the fashion industry, her lawyer said. Wang was not available for comment, her lawyer said.

Paul Luthringer, a spokesman for Hearst Corporation, said the company had not been served with the lawsuit, and so could not comment.

According to information for prospective interns published on the Hearst careers website, the company does not pay its interns but instead offers them academic credit, a practice that is widespread among publishing companies and in other competitive industries.

"The goals of Hearst Magazines internships are to provide opportunities for students to gain valuable experience and exposure to the world of publishing," the company says on its careers website.

Under the Fair Labor Standards Act, a company may legally offer unpaid internships so long as they are educational and benefit the intern and not necessarily the employer, according to information published on the Department of Labor's website.

The department says that unpaid interns must not displace regular employees and that "the employer that provides the training derives no immediate advantage from the activities of the intern; and on occasion its operations may actually be impeded."

(Editing by Greg McCune)

Source: http://us.rd.yahoo.com/dailynews/rss/enindustry/*http%3A//news.yahoo.com/s/nm/20120202/media_nm/us_intern_unpaid_lawsuit

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What's Your Love Language? | Psychology Today

?? ? ?There is a good joke about the difficulty of having a good relationship with a woman. A man finds a magic lantern with a genie inside. The genie says to the man "You have found the lantern and so I will grant you one wish. You can wish for anything you want." The man thinks about this for a few minutes and then says to the genie "I have always wanted to go to Hawaii, but I am afraid to fly and I get seasick on boats. I wish for a bridge so that I can drive to Hawaii." "A bridge to Hawaii?" the genie says. "That's a really tough order. It will take years of construction. It's very complicated. Do you maybe have a second choice of a wish I could grant instead?" The man thinks it over and then says to the genie "I would like to know the secret of having a good relationship with a woman." The genie says to him "Do you want that two lanes or four?"

????? In my work with parents and couples, I have found a kind of magic lantern for helping them have better relationships. This is Dr. Gary Chapman's idea that there are various ways in which people feel truly loved--what he calls a person's primary love language. The languages Chapman identifies are: physical affection, compliments or words of affirmation, quality time together, acts of service, and receiving gifts. All of us need all five of these in order to feel loved, but each of us needs one of them most of all. Surprisingly, we don't always choose a partner who has the same love language as ourselves, and this can result in problems. We think we are expressing love, but we are expressing love in our own love language which may not be the same as the other person's love language.

????? For example, if Alice's main love language is receiving compliments and her husband Nate showers her with physical affection because that is his primary love language, Alice ends up not feeling loved. And if Brad's main love language is spending quality time with his wife Belinda, and Belinda's main love language is receiving gifts, neither might feel truly loved by the other because Brad gives Belinda a lot of quality time but doesn't place much importance on giving her gifts. Needing gifts, I should add, is not necessarily a sign of being materialistic. As one young woman recently told me, "The important thing for me is that my husband took time out of his frenetic schedule to think about getting me a gift. He put thought into it and went out of his way to buy it during his lunch hour. That's what made me feel special."

????? Helping couples understand their partner's primary love language goes a long way in making their relationship happier. Often, a person is shocked when he finds out what his partner's love language is. "I never would have thought that," said one young man when he found out that his fianc?e's main love language was physical affection.

????? We have the stereotype that the primary love language of men is physical affection and sexual intimacy. But this is a stereotype and is not always true in every case. When I was helping a couple determine their primary love language, the wife guessed her husband's was physical affection. But when her husband reflected on what he really needed from his wife, he found that his primary love language was receiving compliments from her.

????? Do you feel especially loved when your wife cooks you a great meal or when she holds your hand when you are walking together? Do you feel most loved when your husband encourages your career or when he helps you clean the house? Does your wife beam when you bring her flowers or when you plan a special date? Does your husband smile when you give him a hug or when you compliment him for his successes at work? Discovering your own love language and that of your spouse goes a long way toward having a more loving relationship.

?

?

Source: http://www.psychologytoday.com/blog/suffer-the-children/201202/what-s-your-love-language

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Thursday, February 2, 2012

The importance of religious education | Brant News

RE: ?Religion and publicly funded education,? Jan. 26 Brant News Viewpoint.

Religious education today is vital. As the details of the Shafia case emerge, we wonder as a society how these people lost their moral compass.

We can look to their religion as one aspect of what shaped their thinking. We can also, instead of judge them, extend forgiveness, as we are led by a moral authority. After all, ?he who is without sin should cast the first stone.?

Religious instruction in the separate school system is priceless. Catholic schools offer open debate about all moral and ethical points of view. It is open to free debate, unlike the public counterparts.

In order to combat ignorance, every student should know about the various religions, what it is that they believe and what causes them to act as they do. How else can we avoid past mistakes made by the church and avoid future ones?

Education is not indoctrination. True indoctrination happens every time we turn on the television.

Knowing how to behave in a society is also essential for all human progression. Any scholar will tell you the reason a society falls is its lack of morality, as seen through the lens of Jeudo-Christian ethics. The fall of the mighty Roman Empire is only one example. Students need to be taught about morality, ethics and to really love others, even if they don?t act very loving toward them.

Can you imagine a society without forgiveness, charity and love?

Lack of moral education comes with a price tag. Societies can not survive the economic fallout of sin.

?Teen childbearing in the United States cost taxpayers (federal, state and local) at least $10.9 billion in 2008, according to an updated analysis by the National Campaign to Prevent Teen and Unplanned Pregnancy.?

That is only one of the many social ills we face. Therefore, in response to Nancy Husley?s letter, even though the law may be on your side, the truth is not.

R. Taylor

Source: http://www.brantnews.com/news/letters/the-importance-of-religious-education/?utm_source=rss&utm_medium=rss&utm_campaign=the-importance-of-religious-education

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Wednesday, February 1, 2012

Al-Qaida in decline, but threats to US multiply

Al-Qaida is in decline around the world but is still a leading threat to the United States, the top U.S. intelligence official said Tuesday in an annual report to Congress on threats facing the country.

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Director of National Intelligence Jim Clapper also told the Senate Intelligence Committee that Iran's leaders seem prepared to attack U.S. interests overseas, particularly if they feel threatened by possible U.S. action.

The U. S. now faces many interconnected enemies, including terrorists, criminals and foreign powers, who may try to strike via nuclear weapons or cyberspace, with the movement's Yemeni offshoot and "lone wolf" terror attacks posing key threats, he said.

But while al-Qaida still aspires to strike the U.S., it will likely have to go for "smaller, simpler attacks" as its ranks are thinned by continued pressure from U.S. drone strikes and special operations raids since Osama bin Laden's death at the hands of Navy SEALs in Pakistan last year.

"We judge that al-Qaida's losses are so substantial and its operating environment so restricted that a new group of leaders, even if they could be found, would have difficulty integrating into the organization and compensating for mounting losses," Clapper said.

The intelligence community predicts that al-Qaida's regional affiliates - from the Yemeni offshoot al-Qaida in the Arabian Peninsula to Somalia's al-Shabaab - will "surpass the remnants of core al-Qaida in Pakistan," and try to attack "Western targets in its operating area." The Yemeni branch of al-Qaida remains the most likely affiliate to try to attack the U.S. homeland, he added.

The U.S. continues to put pressure on the Yemeni offshoot, and on Monday mounted airstrikes targeting al-Qaida leaders there, killing at least four suspected militants, according to Yemeni and military officials.

Just below al-Qaida on the list of threats comes the possibility of proliferation of weapons of mass destruction, from chemical and biological, to nuclear and radiological. The intelligence community does not believe states that possess them have supplied them to terror groups, but that remains a risk.

'Keeping open the option'
Iran has the technical ability to build a nuclear weapon, but simply hasn't decided to yet, Clapper said.

"We assess Iran is keeping open the option to develop nuclear weapons, in part by developing various nuclear capabilities that better position it to produce such weapons," Clapper said.

Citing last year's thwarted Iranian plot to kill the Saudi ambassador in the U.S., "some Iranian officials - probably including Supreme Leader Ali Khamenei ... are now more willing to conduct an attack in the United States in response to real or perceived U.S. actions that threaten the regime," Clapper said.

The North Korean nuclear weapons program is a continued threat to global security, though the program is intended for self-defense, his assessment states: "We judge that North Korea would consider using nuclear weapons only under narrow circumstances" and "probably would not attempt to use nuclear weapons against U.S. forces or territory, unless it perceived its regime to be on the verge of military defeat and risked an irretrievable loss of control."

China and Russia remain the key threats to the U.S. in cyber-space, with "entities" in both countries "responsible for extensive illicit intrusions into US computer networks and theft of US intellectual property," though Iran is also a player, Clapper said.

He warned of growing cyber-espionage by foreign governments against U.S. government and businesses, and said many such intrusions are not being detected.

Insider threats are another category of risk, in which disgruntled employees like accused Army soldier Bradley Manning allegedly leak information to the public or sell it to competing corporations or nations.

The annual threat assessment looked further afield to places like Afghanistan, where it assessed the Afghan government's progress as fragile, and the Taliban as "resilient." The group is less able to intimidate the Afghan population that last year, especially in areas where NATO forces are concentrated, but its leaders continue to direct the insurgency from their safe haven in Pakistan, the report said.

The continent of Africa got one of the grimmest reviews. Africa remains "vulnerable to political crises, democratic backsliding, and natural disasters." Violence, corruption and terrorism are likely to plague Africa in areas key to U.S. interests, the review said, with unresolved discord between Sudan and South Sudan, continued fighting in Somalia, and extremist attacks in Nigeria.

Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/46205906/ns/us_news-security/

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Incipio Hive Honeycomb dermaSHOT Silicone Case for iPad 2 review [Giveaway]

“The Incipio Hive Honeycomb dermaSHOT Silicone Case for iPad 2 looks interesting and feels great but it doesn’t fit exceptionally well around the edges, ruining the overall affect.” The first


Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/u3Ejb-KBZ_M/story01.htm

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